[Federal Register Volume 85, Number 125 (Monday, June 29, 2020)]
[Notices]
[Page 38870]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2020-13948]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No. CFPB-2020-0024]


Agency Information Collection Activities: Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Bureau of Consumer Financial Protection (Bureau) is publishing this 
notice seeking comment on a generic Information Collection titled, 
``Debt Collection Validation Notice Qualitative Testing'' under the 
Generic Information Collection Plan entitled, ``Generic Information 
Collection Plan for the Development and Testing of Disclosures and 
Related Materials'' prior to requesting Office of Management and 
Budget's (OMB's) approval of this collection.

DATES: Written comments are encouraged and must be received on or 
before July 29, 2020 to be assured of consideration.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
     Electronic: Go to http://www.regulations.gov. Follow the 
instructions for submitting comments.
     Email: PRA_Comments@cfpb.gov. Include Docket No. CFPB-
2020-0024 in the subject line of the message.
     Mail/Hand Delivery/Courier: Comment intake, Bureau of 
Consumer Financial Protection (Attention: PRA Office), 1700 G Street 
NW, Washington, DC 20552. Please note that due to circumstances 
associated with the COVID-19 pandemic, the Bureau discourages the 
submission of comments by mail, hand delivery, or courier. Please note 
that comments submitted after the comment period will not be accepted. 
In general, all comments received will become public records, including 
any personal information provided. Sensitive personal information, such 
as account numbers or Social Security numbers, should not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at 
www.regulations.gov. Requests for additional information should be 
directed to Darrin King, PRA Officer, at (202) 435-9575, or email: 
CFPB_PRA@cfpb.gov. If you require this document in an alternative 
electronic format, please contact CFPB_Accessibility@cfpb.gov. Please 
do not submit comments to these email boxes.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Debt Collection Validation Notice Qualitative 
Testing.
    OMB Control Number: 3170-0022.
    Type of Review: Request for approval of a generic information 
collection under an existing Generic Information Collection Plan.
    Affected Public: Individuals and Households.
    Estimated Number of Respondents: 400.
    Estimated Total Annual Burden Hours: 78.
    Abstract: The Bureau plans to conduct cognitive interviews to 
assess the effectiveness and validate the performance of the Bureau's 
model debt collection validation notices. The Bureau will collect 
information on how consumers locate and use information in the model 
notice, including:
    (1) Whether the consumer can locate and use important information 
effectively, such as information about the debt, information about the 
consumer's rights, and information about how the consumer may respond 
if they so choose; and
    (2) How consumers view and respond to paper and electronic versions 
of the model validation notice.
    Request for Comments: The Bureau is publishing this notice and 
soliciting comments on: (a) Whether the collection of information is 
necessary for the proper performance of the functions of the Bureau, 
including whether the information will have practical utility; (b) The 
accuracy of the Bureau's estimate of the burden of the collection of 
information, including the validity of the methods and the assumptions 
used; (c) Ways to enhance the quality, utility, and clarity of the 
information to be collected; and (d) Ways to minimize the burden of the 
collection of information on respondents, including through the use of 
automated collection techniques or other forms of information 
technology. Comments submitted in response to this notice will be 
submitted to OMB as part of its review of this request. All comments 
will become a matter of public record.

    Dated: June 24, 2020.
Darrin King,
Paperwork Reduction Act Officer, Bureau of Consumer Financial 
Protection.
[FR Doc. 2020-13948 Filed 6-26-20; 8:45 am]
 BILLING CODE 4810-AM-P